Car insurance, also known as auto insurance (autoversicherung vergleich) and vehicle insurance, is used to provide protection against physical damage and liability resulting from traffic accidents, theft, and other losses.

However, because it is one of the biggest types of insurance in the world, there are a number of distinct categories and types of auto insurance on the market. Different categories of vehicle insurance generally have different levels of insurance coverage, and also differ in terms of service, premiums, and options.

Some categories of car insurance are compulsory in many places around the world, as a way to protect third parties and third party property from accidents. All types of car insurance are normally available through a number of private insurers, and people are often looking for the best way to compare and contrast individual policies. Policies can be compared through individual insurance companies or through dedicated car insurance comparison websites.

Car insurance is designed to cover a number of different items, including the insured party, the insured vehicle, third party property, third party personal, theft, fire, and liability. Some policies protect all of these items in a single contract, and others just provide protection for a single aspect. The most basic category of car insurance on the market, and the type that is often compulsory so that drivers can use public roads, is called third party property and personal. Other people who are using public roads need to be protected in case they are involved in an accident that is not their fault, which is why this kind of insurance is often mandatory.

The category of car insurance that also protects the vehicle and medical expenses of the policy owner in the case of an accident is known as collision car insurance. This kind of insurance is designed to provide coverage to vehicle owners and their property, as well as protecting third parties in the case of property or medical expenses.

Any full coverage plans that also provide protection in the case of fire, theft, vandalism, weather, or impact with animals are known as comprehensive car insurance, which is the most detailed and full of all vehicle policies. Both collision and comprehensive policies generally include liability protection, although the details of this kind of coverage may vary from contract to contract.